Are you looking for a place to temporarily deposit your spare money while keeping it available at all times? Take advantage of the Fio konto savings account. If you want to save more money, you can also open a Fio savings account alongside your Fio konto, which is designed primarily for saving.
The interest rates listed below apply to deposits in EUR and are available to both individuals and legal entities.
Fio konto savings account
- Preferential interest rate of 2,12 % p. a. on deposits up to EUR 10,000
- Tiered interest rates according to the interest rate schedule
- Higher interest rate available on one savings account per customer
- Unlimited transfers within the bank and between your own accounts
- Option to set up standing orders
Fio savings account
- Interest rate of 2,02 % p. a. on the entire deposit, with no amount limit
- A single interest rate applies to the entire balance
- The same interest rate applies to all savings accounts held by the customer
- To earn the full interest rate, you must make no more than 2 payments or cash withdrawals per month
- Standing orders, direct debits and SIPO payments cannot be set up
Interest rate: 2,12 %
Free Benefits
- Account opening, maintenance and closure
- Payments in all currencies within the bank
- Euro payments within SEPA
- payments in CZK to / from the Czech Republic
- EUR cash withdrawals at bank branches (over EUR 50)
- EUR cash deposits at bank branches (made by the account holder or an authorised person)
Savings Account Terms for Sole Traders and Legal Entities
- Savings accounts can only receive funds by bank transfer from another account held by the same owner with Fio banka, or by a cash deposit made by the account holder/authorised person.
- Funds can only be transferred from savings accounts by bank transfer to another account held by the same owner with Fio banka. Cash withdrawals from these accounts are not permitted.
How do I open our savings accounts?
If you are not yet a customer, you can easily open a current account at any of our branches.
If you are already a client, you can open both Fio konto and the Fio Savings Account through:
- Internetbanking (select +New Product)
- Smartbanking (select My Fio > +New Product)
- in person at any of our branches
Legal entities can open savings accounts in person at a branch or online (if 
they have concluded a master agreement). Their interest rates rank them among the most competitive savings accounts of this type on the market.
