Payment cards
Fio Bank offers a wide range of payment cards that you can use in digital form immediately after activation.
New card instantly
Apply for a payment card quickly and easily in the Smartbanking mobile app (go to the My Fio section > +New Product). In the Cards section, you can add it to your digital wallet (Google Pay, Apple Pay, Click to Pay) and start making in-store or online payments even before your physical plastic card arrives.
- You can get up to 2 payment cards for free per account (specifically, your first Visa card and your first Mastercard).
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You can pay using your phone or smartwatch.
Cash withdrawals
- With Visa payment cards you have unlimited free withdrawals from all ATMs worldwide.
- With a Mastercard payment card, you have 2 free withdrawals every month from any ATM in the world.
However, the withdrawal may also be charged directly by the ATM operator, more information is available in the Fio bank's price list.
Fio banka's number for announcing the loss or theft of a card: +421 220 850 410
Please note: If you plan to travel abroad, where you will use your payment card, please inform us via Fio service or at any of our branches about the date of travel and the destination in which you will be located, in order to avoid any possible blocking of the payment card.
How non-contact payment works
- Non-contact payment can take place at all domestic and international retailers who display a symbol for non-contact payment cards:

- Your card must be placed close to the sensor, which is marked with a non-contact payment symbol. Information on the card is read after an acoustic signal sounds, and some sensors indicate that payment has been approved.
- The retailer will then provide you with a receipt.
Choose from our offer of payment cards
- Mastercard Debit
International contactless payment card issued free - Visa Classic
International contactless payment card issued free - Mastercard Business
International contactless payment card for businessmen - Visa Business
International contactless payment card for businessmen - Mastercard Gold
Prestigious contactless payment card with internationally valid - Visa Gold
Prestigious contactless payment card with internationally valid - Mastercard Platinum
Prestigious contactless payment card with internationally valid


